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We realize that some of our members have experienced some difficulty with their credit in the past and as a result, we or other lenders may have declined their loan request. This has forced many members to pay extraordinarily high rates and fees elsewhere to obtain credit. Our Personalized Lending Program enables us to provide credit to as many members as possible at the best possible rates.
Through this program, the rate that a member pays will be determined by their credit history and various application attributes. Members with good credit history and strong application attributes will receive our very best rates, some of the best rates offered by any lender.
Other members, who may have had past credit problems, will be assigned rates consistent with their credit history. It is our goal to provide the lowest rate possible while taking into consideration the amount of risk associated with a loan. It is the policy and practice of T & C Federal Credit Union not to discriminate based on race, national origin, color, marital status, age, gender or religion. The rate that T & C will charge members is based on a credit score model provided by an impartial third party source.Top |
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